Florida · FL

What to do after a car accident in Florida

Florida’s no-fault insurance system can feel confusing after a crash. Use this checklist to stay organized while you recover.

1. 1

   Report the crash to law enforcement when injuries or significant damage occur.

2. 2

   Use PIP coverage for initial medical bills—keep all receipts and records.

3. 3

   Document the scene, witness contacts, and any traffic cameras nearby.

4. 4

   Do not admit fault at the scene; stick to facts when speaking with officers.

5. 5

   Follow up with a doctor if symptoms worsen in the days after the crash.

6. 6

   Before signing insurer releases, consider whether your injuries may exceed PIP limits.

Note: Serious injury thresholds may allow a claim outside PIP. A licensed Florida attorney can explain whether your case may qualify.

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