Massachusetts · MA

What to do after a car accident in Massachusetts

Massachusetts has specific reporting rules, insurance minimums (20/40/5), and a 3-year statute of limitations for most injury claims. These steps are general education—not legal advice for your situation.

1. 1

   Call 911 if anyone is injured and move to safety when possible.

2. 2

   Exchange names, insurance, license, and contact information with other drivers.

3. 3

   Photograph vehicles, road conditions, traffic signals, and visible injuries.

4. 4

   Collect witness names and phone numbers before they leave the scene.

5. 5

   Seek medical care even if pain appears later—document every visit.

6. 6

   Notify your insurer promptly; minimum liability in MA is 20/40/5.

7. 7

   Avoid recorded statements or signing releases until you understand your rights.

Note: Massachusetts is a no-fault insurance state — PIP/MedPay rules may apply before suing an at-fault driver.

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