New Mexico · NM
What to do after a car accident in New Mexico
New Mexico has specific reporting rules, insurance minimums (25/50/10), and a 3-year statute of limitations for most injury claims. These steps are general education—not legal advice for your situation.
- 1
Call 911 if anyone is injured and move to safety when possible.
- 2
Exchange names, insurance, license, and contact information with other drivers.
- 3
Photograph vehicles, road conditions, traffic signals, and visible injuries.
- 4
Collect witness names and phone numbers before they leave the scene.
- 5
Seek medical care even if pain appears later—document every visit.
- 6
Notify your insurer promptly; minimum liability in NM is 25/50/10.
- 7
Avoid recorded statements or signing releases until you understand your rights.
Note: New Mexico uses a fault-based system with Pure comparative comparative negligence rules.
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