{"site":"AccidentSurvivalGuide.com","type":"state-resource-hub-feed","generatedAt":"2026-05-26T02:44:05.718Z","canonicalUrl":"https://www.accidentsurvivalguide.com/resources/florida","title":"Florida Car Accident Resource Hub","description":"A deep Florida resource hub for accident victims: state deadlines, fault rules, insurance notes, official resource links, city pages, checklists, AI-readable references, and WreckMatch referral guidance.","state":{"name":"Florida","abbreviation":"FL","slug":"florida","generalDeadline":"2 years","faultRule":"Modified comparative negligence","insuranceMinimumsStatus":"Verify current minimum coverage requirements with the state department of insurance before publication.","sourceVerificationStatus":"verified"},"deadlineRows":[{"label":"General personal injury deadline","value":"2 years","note":"General education only. Government claims, minors, wrongful death, policy disputes, and unusual facts can change deadlines."},{"label":"Fault rule","value":"Modified comparative negligence","note":"Fault rules can affect settlement leverage, so photos, witnesses, police details, and treatment records should be preserved quickly."},{"label":"Insurance minimums","value":"Verify current minimum coverage requirements with the state department of insurance before publication.","note":"Coverage amounts can change and policy details matter. Confirm against the state insurance regulator before relying on a number.","href":"https://www.floir.com/consumers/auto-insurance"},{"label":"Crash-report source status","value":"Direct source verified","note":"The resource hub separates verified direct links from official directories so editors know what still needs confirmation.","href":"https://www.flhsmv.gov/traffic-crash-reports/"}],"officialResources":[{"label":"Crash reports / motor vehicle records","value":"Florida official crash-report starting point","note":"Use this for state-specific crash-report or accident-report instructions.","href":"https://www.flhsmv.gov/traffic-crash-reports/"},{"label":"Auto insurance regulator","value":"Florida insurance regulator","note":"Use this to confirm current coverage rules, complaint options, and consumer auto insurance guidance.","href":"https://www.floir.com/consumers/auto-insurance"},{"label":"State statutes / code","value":"Florida statutes or legislative code","note":"Use this as the 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WreckMatch is a legal referral service, not a law firm. Consult a licensed attorney for a specific situation."}